Cc9f267dcClaimReal estate investors own approximately 25 percent of the United States housing stockAgreeDisagree
Cc9f267dcClaimFigure uses automated valuation models rather than physical property appraisers to evaluate real estate collateralAgreeDisagree
Cc9f267dcClaimFigure uses automated underwriting models assessing bank account cash flows rather than human underwritersAgreeDisagree
Cc9f267dcClaimThe United States annual mortgage origination market is approximately $2 trillionAgreeDisagree
Cc9f267dcClaimAs of November 2026, Figure has originated $30 billion in cumulative loan volumeAgreeDisagree
Cc9f267dcClaimFigure operates a marketplace platform whose partners collectively originate the highest volume of home equity lines of credit in the United StatesAgreeDisagree
Cc9f267dcClaimFigure's average loan processing time is nine days, which includes a government-mandated three-day waiting periodAgreeDisagree
Cc9f267dcClaimKiavi held approximately 10 percent market share in the investor mortgage lending market prior to its acquisition by FigureAgreeDisagree
Cc9f267dcClaimFigure's average loan amount for a home equity line of credit is approximately $100,000AgreeDisagree
Cc9f267dcClaimThe mortgage industry average cost to originate a mortgage is approximately $12,000AgreeDisagree
Cc9f267dcClaimThe mortgage industry average loan processing time is approximately 45 daysAgreeDisagree
Cc9f267dcClaimThirty-year mortgage rates in the United States increased by 100 basis points between March 2024 and October 2024AgreeDisagree
Cc9f267dcClaimCanada has not exceeded 250,000 housing starts in a single year since 1970AgreeDisagree
Cc9f267dcClaimIn 1990, the average home price in Canada was 2.5 times the average incomeAgreeDisagree
Cc9f267dcClaimIn Toronto and Vancouver, the average home price ranges from 19 to 30 times the average local incomeAgreeDisagree
Cc9f267dcClaimAdjusted solely for nominal price inflation, an average 1940s United States home would cost approximately 80,000 dollars compared to averages as of October 2026 exceeding 400,000 dollarsAgreeDisagree
Cc9f267dcClaimUnited States residential real estate values appreciated at an average compound annual growth rate of 5.5% to 6% following 1971AgreeDisagree