Peer's trade process releases escrowed USDC to a buyer's wallet upon verification of direct Alipay yuan transfer or returns funds after a 6-hour order window expires.

Cryptocurrencies, blockchains, and the broader on-chain economy.

Tokens pegged to stable value, usually the US dollar, spanning issuers and reserves, depegs, and adoption by banks and payment networks.

Programs stored on a blockchain that execute automatically when conditions are met, forming the building blocks of DeFi, NFTs, and most on-chain applications.