On October 15, 2026, New Jersey-based Cross River Bank announced a partnership with Ripple to integrate Ripple's US dollar-backed RLUSD stablecoin into its core banking platform

Tokens pegged to stable value, usually the US dollar, spanning issuers and reserves, depegs, and adoption by banks and payment networks.

Using crypto and stablecoins to pay for things, from payment cards and merchant checkout to payroll, remittances and cross-border settlement.