The Independent Community Bankers of America filed a lawsuit in October 2026 alleging the Office of the Comptroller of the Currency exceeded its legal authority and applied unequal regulatory standards when approving national trust-bank charters for crypto firms

From the articleOCC Asks Community Banks to Issue Payment Stablecoins, Citing GENIUSAlso in OCC encourages community banks to issue stablecoins as federal deadline nears, US OCC Encourages Community Banks to Enter Stablecoin Issuance Ahead of January GENIUS Act Rollout