Crypto investment firm 1kx attributed Morpho's relative strength during the 2026 lending downturn to its curator-based risk management model.

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Coinbase announced that eligible US users can borrow USDC against PAX Gold (PAXG), a tokenized gold asset issued by Paxos, through the Morpho protocol on the Base blockchain

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Aave Labs acquired the team and technology behind Avon Tech, which runs fixed- and floating-rate lending protocols, to add fixed-rate lending to Aave's onchain lending network

The Bank of Korea requested that the 31 surveyed financial institutions submit their responses to the cryptocurrency risk survey by November 4, 2026.

The Bank of Korea survey includes South Korea's five major banks—KB Kookmin, Shinhan, Hana, Woori, and NH NongHyup—alongside 13 securities companies and other lenders.

New Market Trading CEO Frank Hepworth stated that bitcoin lending yields of 1% to 4% fail to justify derivative, counterparty, and smart contract risks.

Morpho lending vaults integrate real-world asset collateral, including a Sentora-curated vault that offers PYUSD loans against Figure's PRIME home-equity token.

A Bank of Korea official stated that the central bank is conducting the risk survey to establish a baseline understanding of financial institutions' digital asset activities, as regular reporting to the Financial Supervisory Service lacks crypto-specific details.

Crypto investment firm 1kx identified tokenized real-world assets, particularly U.S. Treasuries and private credit, as an emerging battleground for lending protocols Aave and Morpho.

The Bank of Korea survey includes a scenario asking financial institutions to assess operational risks stemming from a steep decline in Bitcoin prices accompanied by a prolonged slump in trading volume.

The Bank of Korea's survey asks financial firms to evaluate the impact if South Korea's largest cryptocurrency exchange by market share temporarily suspends operations following a major hack or security breach.

South Korea's Financial Services Commission reported in October 2026 that 130 of 555 audited financial companies displayed security deficiencies, with confirmed breaches occurring at 16 firms, including two virtual asset businesses.

The central bank's questionnaire asks financial institutions to evaluate contagion risks, specifically how heavy crypto-related losses at one financial firm could affect other institutions across the sector.

The Bank of Korea's questionnaire asks financial institutions to provide details regarding their dedicated cryptocurrency teams, staffing levels, budget allocations, and risk management framework.

The Bank of Korea distributed its crypto risk survey to financial firms six days before Binance disclosed a $6.3 billion security breach on October 29, 2026.

The Bank of Korea survey requires banks and brokerages to disclose their existing digital asset businesses, planned projects, motives for market entry, and capital invested in domestic and overseas crypto companies.

Binance secured digital assets to cover approximately 95% of the stolen $6.3 billion using its corporate treasury, Futures Insurance Fund, and emergency reserve funds.

An October 31, 2026 API snapshot showed 6.3 percent of Jupiter Lend's 441 million USDC in vault deposit claims was immediately withdrawable.

A Jupiter Lend API snapshot at 7:14 a.m. ET on October 30, 2026, showed 418.5 million USDC in Earn deposit claims against an immediately withdrawable balance of 3.35 USDC.

Aave's frozen Ethereum Core reserve holds about $136.3 million of tBTC.

Jupiter Lend, developed with Fluid, deploys Earn deposits into active loans to supply its Borrow and Multiply features, exposing capital to redemption delays during market panics.