SoFi Technologies launched Big Business Banking in April 2026, allowing corporate clients to manage fiat and crypto assets on a single regulated platform.

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Polygon Labs completed its acquisition of Coinme in October 2026, acquiring 37 state money-transmitter licenses and 11 exemptions across 48 US states.

The Coinme deal provided Polygon with a Money Services Business registration with the Financial Crimes Enforcement Network (FinCEN).

Predicate CEO Nikhil Raghuveera stated that Predicate helps digital asset issuers enforce compliance rules when assets trade outside internal systems.

Predicate embeds compliance screening rules directly into digital assets.

The Central Bank of Brazil introduced new regulatory requirements covering capital capacity, governance, auditing, customer asset safeguards, technology, and anti-money laundering controls.

Strict capital and compliance rules mandated by the Central Bank of Brazil are forcing many smaller crypto firms to exit the Brazilian market.

The Central Bank of Brazil set an October 30, 2026 deadline for existing virtual asset service providers to submit authorization applications to keep operating while under review.

SoFi Technologies described SoFi Earn (SOFIE) as the first consumer tokenized deposit issued by a nationally chartered U.S. bank.

SoFi Technologies launched SoFi Earn (SOFIE) on October 22, 2026, offering retail consumers a tokenized bank deposit with a 4.40% APY and FDIC deposit insurance.

SoFi Technologies resumed consumer cryptocurrency trading in November 2025 as the first nationally chartered U.S. bank to offer retail crypto trading.

The U.S. GENIUS Act prohibits payment stablecoin issuers from paying interest or yield directly to holders, leading banks to separate yield-bearing deposits from non-yielding stablecoins.

Each SOFIE token represents $1 held on deposit at SoFi Bank, N.A. and is eligible for standard FDIC insurance coverage up to $250,000 per depositor.

SoFi Technologies launched the bank-issued SoFiUSD stablecoin in December 2025 and brought it to consumer banking app users in May 2026.

Only four crypto firms had submitted central bank approval applications in Brazil by September 19, 2026.

Banks operating in Brazil only need to communicate their intention to become licensed virtual asset service providers because they already comply with stricter institutional standards.

Existing crypto service providers in Brazil that fail to submit applications by the October 30, 2026 deadline must cease operations, while authorized institutions face restrictions on transacting with unauthorized counterparties.

Coinbase submitted its authorization application to the Central Bank of Brazil on October 28, 2026, under the country's virtual asset service provider framework.

Coinbase stated that it expects to maintain its existing Brazilian operations without service disruptions while regulators review its license application.

Tokenized bank deposits operate within the U.S. banking system with FDIC insurance but require both transacting parties to hold account relationships with the issuing bank.

BitGo received full, unconditional approval for its national trust bank charter on January 29, 2026, shortly after going public on the New York Stock Exchange under the ticker BTGO at $18 per share