The XRP Ledger lending service main amendment has 19 validator votes, while its required vault system amendment has 21 votes, leaving both below the 29-vote threshold needed for activation

How blockchain protocols make collective decisions about upgrades, funding, and rules, whether through on-chain voting, off-chain social consensus, or foundation stewardship.

Rules by which distributed networks agree on a shared ledger, from proof of work mining to proof of stake validation, trading off security, energy use, and decentralization.