The European Union should regulate crypto borrowing and lending under the MiCA framework

How governments worldwide set rules for digital assets through legislation, agency rulemaking, licensing regimes and court fights.

Comprehensive legal regimes for digital assets, such as the EU's MiCA and proposed US market-structure bills, defining how tokens are issued, traded, and supervised.

DeFi protocols allowing users to earn interest or access liquidity by collateralizing crypto assets on-chain.