Vira Platonova, global head of Visa Direct, stated that the commercial launch of USDC prefunding on October 15, 2026, represents a shift from initial stablecoin testing to live business implementations

Tokens pegged to stable value, usually the US dollar, spanning issuers and reserves, depegs, and adoption by banks and payment networks.

Using crypto and stablecoins to pay for things, from payment cards and merchant checkout to payroll, remittances and cross-border settlement.