SoFi Technologies launched SoFi Earn (SOFIE) on October 22, 2026, offering retail consumers a tokenized bank deposit with a 4.40% APY and FDIC deposit insurance.

Tokens pegged to stable value, usually the US dollar, spanning issuers and reserves, depegs, and adoption by banks and payment networks.

Traditional assets like treasuries, funds, stocks and real estate brought onto blockchains as tradable tokens.