Stablecoin companies should need a court order before freezing funds

Whether stablecoin issuers should obtain judicial authorization before restricting a holder’s funds, including temporary emergency holds, and how that requirement should address urgent investigations, mistaken freezes, and the timing of review. This is a proposed policy standard, not a statement of current law or a finding about any cited freeze.

  • The policy question is whether a court must authorize a freeze before it begins, including emergency holds.

  • Binance reports frozen assets; that does not establish the legal process for every freeze.

  • Compare rapid intervention with due process, mistaken freezes and access to review.