Ripple's proposed LendingProtocol amendment (XLS-66) held 19 of 35 validator votes as of October 19, 2026, leaving it 10 votes short of the 29 needed for activation.

From the articleXRP Ledger bug fix nears approval as lending launch remains on holdAlso in XRPL Bug Fix Nears Approval While Ripple Lending Proposal Stalls 10 Votes Short, XRP Ledger bug fix nears activation while Ripple’s bank lending system stays 10 votes short