Bb5a31f81ClaimAutomated underwriting systems have been utilized in United States government-backed mortgages for decadesAgreeDisagree
Bb5a31f81ClaimBecause Federal Housing Administration appraisal standards mandated racial segregation, the fertility increases spurred by post-war government-backed mortgages were concentrated almost entirely among white womenAgreeDisagree
Bb5a31f81ClaimWidespread remote work reduced housing prices in city centers while increasing housing prices in outer suburbsAgreeDisagree
Bb5a31f81ClaimA study across 40 countries by Nick Bloom and co-authors found that couples where both partners work from home at least one day per week have an average of 0.33 additional children globally and 0.5 additional children in the United StatesAgreeDisagree
Bb5a31f81ClaimThe average American woman of reproductive age reports desiring between 2.0 and 2.7 childrenAgreeDisagree
Bb5a31f81ClaimLongitudinal survey data demonstrates that individuals who have fewer children than their desired number report lower happiness as they ageAgreeDisagree
Bb5a31f81ClaimThe National Housing Act of 1934 and the GI Bill of 1944 introduced long-term, fully amortizing, government-backed mortgages that required down payments of 20% or lessAgreeDisagree
Bb5a31f81ClaimAt an individual household level, income is positively associated with having more children in the United StatesAgreeDisagree
Bb5a31f81ClaimCash incentives and child allowances produce statistically reliable increases in birth volume across empirical studiesAgreeDisagree
Bb5a31f81ClaimBetween 1940 and 1960, the United States experienced a major increase in its general fertility rate known as the Baby BoomAgreeDisagree
Bb5a31f81ClaimNick Bloom and co-authors estimated that increased remote work resulted in approximately 300,000 additional births annually in the United States between 2023 and 2025AgreeDisagree
Bb5a31f81ClaimResearch by Caitlin Myers and Ezekiel Hooper found that the rollout of the iPhone under AT&T's carrier monopoly from 2007 to 2011 caused a significant drop in fertility among women in their 20sAgreeDisagree
Bb5a31f81ClaimFunding a cash baby bonus to reach replacement fertility in the United States entirely through direct payouts would require an estimated check of $150,000 per newborn, costing approximately 4% of GDPAgreeDisagree
Bb5a31f81ClaimControlling for the number of reproductive years an individual is married, there has been virtually no decline in United States fertility in the 25 years prior to November 2026AgreeDisagree
Bb5a31f81ClaimThe general fertility rate is measured as the number of births per 1,000 women in a given periodAgreeDisagree
Bb5a31f81ClaimExposure to papal visits causes an increase in local childbearing nine months laterAgreeDisagree
Bb5a31f81ClaimThe general fertility rate in the United States declined precipitously across the 1960s and 1970sAgreeDisagree
Bb5a31f81ClaimPrior to the implementation of federal mortgage guarantees from the National Housing Act of 1934 and the GI Bill of 1944, conventional home mortgages typically required down payments of 50% to 60%AgreeDisagree
Bb5a31f81ClaimPrior to the 1934 and 1944 federal housing programs, fewer than 20% of Americans aged 18 to 44 owned a homeAgreeDisagree
Bb5a31f81ClaimCouples in which only one partner works remotely experience roughly half the fertility increase observed when both partners work remotelyAgreeDisagree