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The Office of the Comptroller of the Currency charters, regulates, and supervises U.S. national banks by issuing licenses, conducting risk-based examinations, enforcing compliance with banking laws, and approving structural and operational changes
Reputational risk is defined by the Federal Reserve as the potential for negative publicity to harm a financial institution’s customer base or revenue
Reputational risk examination was ended by the Office of the Comptroller of the Currency due to crypto industry claims of it being used as a tool to pressure banks into debanking digital asset clients
Office of the Comptroller of the Currency (OCC) ended reputation risk examinations of national banks
Office of the Comptroller of the Currency will focus future bank examination activities on more transparent risk areas, skipping reputational risk evaluation, to strengthen public confidence in its supervisory process and eliminate speculation that it influences banks' business decisions
The Office of the Comptroller of the Currency, aligning with the Trump administration’s pro-crypto stance, has eased compliance for banks engaging in crypto by dropping pre-approval requirement and affirming that banks are allowed to engage in activities related to digital asset

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OCC ends reputation risk examinations

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