Institutional policies and regulatory safeguards

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Barclays’ customer notice warns that cryptocurrency purchases using Barclaycard credit cards carry no statutory redress, because failed or disputed transactions are not covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme.
Several United Kingdom banks still permit credit-card cryptocurrency payments but impose strict per-transaction and cumulative limits.
Barclays’ decision to block all cryptocurrency purchases made with Barclaycard credit cards from 27 June 2025 places the bank alongside JPMorgan, Bank of America, Chase UK and Starling, which already forbid or heavily restrict card-funded crypto trades.

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