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The U.S. Senate passed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) in a 68‑30 vote.
The House Financial Services Committee advanced its own stablecoin legislation, the Stable Act, in April 2025, though it has yet to receive a vote in the full House
GENIUS Act became the first major crypto bill ever cleared by the U.S. Senate
The GENIUS Act now moves to the House of Representatives after Senate passage and awaits the House’s decision on its approval.
GENIUS Act establishes a federal framework requiring stablecoins to be fully backed by U.S. dollar reserves in a 1:1 ratio, mandates audits, and licensing for payment stablecoins

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