Spain’s Royal Decree 253/2025 requires banks, e-money institutions, and card issuers to submit detailed monthly reports on cash movements, card transactions, and account data exceeding certain thresholds.

Quotes that support claims

Requires banks, e-money institutions and card issuers to file: Monthly reports of cash deposits, withdrawals, loans and account balances over €3,000.

Annual reports on all card activity—charges, reloads and ATM cash, unless the card moves less than €25,000 a year.