Coinbase noted that small and medium-sized businesses are increasingly using stablecoins and other crypto payment tools to manage financial processes, including invoices and accounts receivable, according to its 2025 State of Crypto survey

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The study says that small and medium-sized businesses (SMBs) are testing crypto payment tools like stablecoins more and more.

Institutional adoption is particularly growing among small and medium-sized businesses (SMBs), which are increasingly testing crypto payment tools and stablecoins, the report said.