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House Republicans may want to combine their own stand-alone stablecoin accountability bill, Stable Act, with their crypto market-structure bill to form a single combined legislation to streamline digital asset oversight and improve odds of passage
House Financial Services Committee advanced the STABLE Act (Stablecoin Transparency and Accountability for a Better Ledger Economy Act), the House's own stablecoin legislation, out of committee for full House consideration
GENIUS Act requires issuers with over $50 billion in market capitalization to undergo annual audits
Some lawmakers demand stricter conflict-of-interest safeguards in stablecoin legislation due to Trump family ties in digital assets
GENIUS Act imposes anti-money-laundering compliance checks and restricts reserve investments to safe assets
GENIUS Act tasks the Treasury Department with overseeing stablecoin licensing at the federal or state level
GENIUS Act mandates full 1:1 reserve backing for issuers of digital-asset stablecoins

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