3Jane introduces two tokens: USD3, a stablecoin yieldcoin with senior repayment claims, and sUSD3, offering leveraged yields with subordinate risk exposure

Quotes that support claims

Phase 2 – Open USD3 / sUSD3 Deposits Once the underwriting framework has been calibrated, the pool is opened to suppliers. Depositors receive USD3 (or sUSD3), and begin accruing yield immediately from Aave. Q3 2025

The protocol supports a two-token system: USD3, a stablecoin-yieldcoin backed by active credit lines, and sUSD3, which offers levered yield with subordinate claims. Credit risk is managed via a mix of onchain and off-chain credit data using Cred Protocol, Blockchain Bureau, and VantageScore 3.0 via zkTLS.