Ripple Payments operates on the XRP Ledger, allowing users to send and receive fiat and crypto transactions through a network of financial institutions

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Ripple payments use the XRP Ledger, where users can send and receive different currencies, including fiat money and crypto assets, through a network of financial institutions using the XRP token

Ripple’s crypto-enabled payments solution enables near-instant settlement and drastically reduces costs compared to traditional payments channels

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