Regulatory developments

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Congress advances the GENIUS Act, which is expected to require licenses for stablecoin issuers, a growing number of crypto firms including Ripple are applying for bank charters in anticipation of the legislation
Brad Garlinghouse, CEO of Ripple, stated that obtaining both state and federal oversight would create a new and unique benchmark for trust in the stablecoin market
Brad Garlinghouse, CEO of Ripple, stated that Congress is working toward clear crypto regulations and that banks are now engaging with the industry, marking a shift from the adversarial stance seen during Operation Chokepoint 2.0
Jack McDonald, senior vice president of stablecoins at Ripple, stated that institutional investors have remained on the sidelines of the stablecoin market, waiting for stronger regulatory oversight before participating
Jack McDonald, senior vice president of stablecoins at Ripple, stated that dual state and federal regulation would set a new benchmark for transparency and compliance in the stablecoin market

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